Maximize Your Project Financing Potential
The Ygrene Income Calculator is a quick tool designed to help contractors and homeowners estimate the minimum monthly income required to qualify for a PACE-financed home improvement loan.
Simply enter the desired loan amount, and the calculator will instantly show the monthly household income needed to support it. This tool provides a prequalification estimate only. Final approval is subject to Ygrene underwriting guidelines.
- Max Contract Amount is Based on a Percentage of Just Value.
- Other PACE loans might also affect the Max Contract amount.
👪 How Household Contributors Can Help
Ygrene allows income from others living in the property—even if they are not listed on the title—to be included in the income calculation. This can be especially helpful for:
- Multi-generational households
- Renters or roommates who contribute toward the bills
- Domestic partners or spouses not listed on the deed
The property owner will receive a secure link from Ygrene to upload the necessary documents. Here's what contributors will need to provide:
✅ Required Documents for Income Contributors
- Proof of Income: Recent paystubs, W-2 forms, federal tax returns, or 3 months of bank statements (showing deposits)
- Proof of Address at the Property: Driver's license with the household address, address listed on income documents, cell phone bill, or bank/credit card statement. If the income document does not show the property address, a second document is required to confirm residency.